Expats

Like many expats, while living and working overseas, you would still like to own a home, but the logistics of finding and financing a property can be quite a stretch.

Pula Capital is your answer to this conundrum. Our experts will give you the information you need to manage your finances, consult with you on your property investment requirements and desired outcomes, help you understand how to arrange your finance and project manage your “turn key” investment from the selection to collecting your first rental payment, and beyond. We can help you both work and  benefit from owning a home.

We work with expats in all locations, however specialise in the following:

Australian expats

As an Australian expat you can continue to invest in the Australian property market. We can work with you to help you secure your home loan or refinance an existing loan. Our mortgage brokers specialise in these types of loans and hence make it very easy for you to secure your future.

As an Australian expat you do not have to pay higher interest rates to acquire a loan. This is only the case if you fail to provide your foreign income. Our experts can chat to you and help find you a lender who will offer discounted rates for expats and residents alike.

As an Australian expat you do not need to worry about government approval before applying for a loan. As an expat you are still an Australian citizen.  Pula can help you evaluate how much you can borrow. Please complete the loan form at your leisure and we will contact you at a time convenient to you to discuss your options.

Non Residential

With a stable government, strong economy and consistent population growth, Australia is an ideal place to invest in residential property. Our experts will guide your through any Foreign Investment Review Board (FIRB) requirements, and help you arrange your finance, ask details about your property investment requirements and desired outcomes and help you project manage your “turn key” investment from the selection all to collecting your first rental payment, and beyond. 

Our services include:

Initial Assessment

Can we and should we work together? Are your goals and our services aligned?

Finance

In conjunction with our mortgage brokers, we give you the facts so you can arrange the most appropriate financial structure, lender and product for you.

Property Search and Selection

Based on criteria established at the first meeting, our property experts review a wide range of properties from all of our suppliers across Australia. The search will include units, town houses and houses and we cover all capitals and major regional areas. A final selection will be presented to you in an easy-to-read comprehensive property report, so you have all the information to make an informed choice.

Acquisition and Project Management

Once you have selected your investment, we guide you through the entire process. If it is off the plan or a house and land, the timeline can run from three months to over a year until you have taken a  position on your investment. Our team of specialists work with our partners and for you, to ensure the bumps are ironed out and your experience is positive. Our key partners include:

Completion

Once your property is complete and you have insurance, a tenant, depreciation schedule and your tax adjustments completed, we are still there for you. Our mortgage brokers will be in touch to ensure your loan is still appropriate, our property agents will be on hand to address any concern with your investment and our communications team will keep you informed about what is happening in the market. Of course you can call us any time.

 

Enquire About an Expat and Non-Residential Loan Today